The next question that must be answered before you can file your bankruptcy case is: “How long have you lived in your current state?” Under the bankruptcy venue law, you must have lived in your current state for at least “the one hundred and eighty days immediately preceding” the filing of your case, or “for […]

If you call me and ask if you “qualify” to file bankruptcy, one of the first questions I’ll ask is:  “Have you ever filed for bankruptcy in the past?”  How you answer that question is the first step in determining whether you will be able to receive a discharge if you file for bankruptcy now. […]

Back in 2005, Congress made some dramatic (some would say terrible) changes to the Bankruptcy Law. There was quite a bit of news coverage about the changes and how they would make it harder for people to file bankruptcy. Most of the news coverage was pretty superficial, leaving many people with the impression that, effective October […]

An article in today’s Gazette* summed up the current state of the economy in the Pikes Peak region, calling it a “severe recession” that has cut sales for more than 70% of businesses in the area.  Unfortunately, the likely result in the near future will be more businesses cutting back or closing and more of our […]