As a Colorado Springs bankruptcy attorney, it’s not unusual for me to represent people who have had judgments entered against them.  Most of the time the judgments will be discharged in the bankruptcy, but judgments based on certain specific circumstances may not be discharged. If you’re considering filing for bankruptcy here in Colorado Springs and […]

Usually, WHEN you file your Colorado Springs bankruptcy case doesn’t make much difference, but in certain cases it can make a HUGE difference in the relief you receive. As a Colorado Springs Bankruptcy Attorney, it’s not unusual for me to meet with potential clients who may be forced to start their cases immediately in order to stop a garnishment of their […]

I get a lot of calls from potential clients here in Colorado Springs looking to file for bankruptcy after judgments have already been entered against them.  If that’s your situation, I’ll be happy to discuss it with you and we’ll do our best to get the judgments against you discharged. If, however, no judgments have […]

What to do when you bump into old clients? A few weeks ago my wife and I were out having dinner at a local restaurant when in walked a former client with some of her friends. I had filed a Chapter 7 bankruptcy case for her the previous year and I could see that she was doing […]

Filing a Chapter 7 or Chapter 13 bankruptcy in Colorado Springs can give you a lot of options when deciding whether to keep your house or put it on the market.  They can be a great help to you and, even if you have no interest in filing for bankruptcy, it can never hurt you […]

If you’re thinking of selling your home for one of the following reasons, you should really think twice: 1) your payments are too high, 2) there is a tax lien on it, or 3) your loan modification was turned down. In my last post I gave you three reasons to get advice from a competent […]

The SINGLE best reason for people in Southern Colorado to get advice from a Colorado Springs bankruptcy lawyer before selling their home is to save money, possibly a great deal of money.  I’ll tell you ten ways to do so—three today and then the rest in my next couple of posts. 1.  Avoiding judgment liens: […]

Bankruptcy helps both sides of your balance sheet.   As a Colorado Springs bankruptcy lawyer, I regularly suggest to my clients that getting a financial fresh start means not just getting relieved of your debts, but also protecting your essential assets.   Make sure that you preserve this crucial benefit of bankruptcy by NOT selling, […]

Why?  Because you may be able to keep a car you thought you couldn’t afford.   As a Colorado Springs bankruptcy attorney, in certain cases I’ve been able to use Chapter 13 to allow my clients to pay smaller monthly car loan payments.  You may even be able to pay off your car loan and own the […]

One of the worst ways to hurt one of your creditors is by being nice to him, her, or it. Specifically, if you pay a creditor more than you are paying to your other creditors before you file your bankruptcy, then that “favored” creditor may be required to give back that extra money so that […]