It’s F’s turn, so I’ll be discussing the real “F” word: “Foreclosure”. It’s not unusual for me, as a Colorado Springs Bankruptcy Attorney, to get a call from a person who has received a Notice that their house is being foreclosed. They want to know what to do. Here’s what I tell them: You can: Try […]
Continuing on the theme of the Bankruptcy ABC’s, this post will discuss the letter “D”, as in “Disclosures”. As a Colorado Springs Bankruptcy Attorney, my office is considered to be a “Debt Relief Agency” under the Bankruptcy Code. As such, I’m required to provide potential clients with two separate disclosures. The first disclosure provides: A brief […]
This might be a kind of scary post, since I’ll be telling you about a scary subject: BPP’s, also known as Bankruptcy Petition Preparers. You’ll see their ads in Penny Saver type newspapers, on Craigslist, in the back of alternative weekly newspapers and sometimes on the web. They say they’ll prepare all of your bankruptcy […]
As a Colorado Springs Bankruptcy Attorney, I often get questions on various aspects of bankruptcy law and practice. In my next twenty six blog posts, starting with this one, I’m going to use the letters of the alphabet to discuss different issues that come up from time to time in my practice. By the time […]
If you’re thinking about filing for bankruptcy here in Colorado Springs, you ought to think twice before using a credit card to buy expensive Christmas gifts. If you do use it, you could either end up stuck with the debt or not be able to file your Chapter 7 or Chapter 13 bankruptcy case when […]
As of November 1, 2011, it got just a little bit tougher to qualify to file a Chapter 7 Bankruptcy here in Colorado Springs and throughout the rest of Colorado. That’s because the median income here in Colorado once again dropped. So why should that make it tougher? Well back in 2005 Congress decided that […]
Usually, WHEN you file your Colorado Springs bankruptcy case doesn’t make much difference, but in certain cases it can make a HUGE difference in the relief you receive. As a Colorado Springs Bankruptcy Attorney, it’s not unusual for me to meet with potential clients who may be forced to start their cases immediately in order to stop a garnishment of their […]
What to do when you bump into old clients? A few weeks ago my wife and I were out having dinner at a local restaurant when in walked a former client with some of her friends. I had filed a Chapter 7 bankruptcy case for her the previous year and I could see that she was doing […]
Filing a Chapter 7 or Chapter 13 bankruptcy in Colorado Springs can give you a lot of options when deciding whether to keep your house or put it on the market. They can be a great help to you and, even if you have no interest in filing for bankruptcy, it can never hurt you […]
The SINGLE best reason for people in Southern Colorado to get advice from a Colorado Springs bankruptcy lawyer before selling their home is to save money, possibly a great deal of money. I’ll tell you ten ways to do so—three today and then the rest in my next couple of posts. 1. Avoiding judgment liens: […]
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