Don’t underestimate the power of bankruptcy’s automatic stay. That’s the federal law that stops your creditors from pursuing you, your money, and your possessions at the moment your case is filed. In a couple of my recent blogs, I told you about the relatively rare situations in which the automatic stay does not apply—situations in […]
In VERY RARE circumstances, ALL of your creditors can pursue you EVEN if you file for bankruptcy. Here’s how to avoid these rare but serious circumstances. In my last blog I listed three special classes of debts for which you can still be pursued even though you filed for bankruptcy. They are exceptions to the […]
You can’t be sure that filing a bankruptcy will immediately stop every act against you by all of your creditors. Or can you? Isn’t one of the most important benefits of filing for bankruptcy that it puts a screeching halt to all collection efforts against you and your property? Yes. And in most cases it […]
According to the S&P/Case-Shiller Home Price Indices, home prices are going up all over the country. Do these increases signal that we’ve reached bottom and are heading into a period of sustained price increases? In my last blog I said that S&P/Case-Shiller 20-metro composite index had risen for the last three reported months in a […]
Home prices are edging up. At least according to the latest monthly S&P/Case-Shiller Home Price Index released in late August. It shows that home prices went up in every single one of the 20 metropolitan areas included in this index. I’ll look more closely at these price increases and tell you about them in my […]
Rich Americans are buying again. The rest of us—not so much. The difference between the sales figures at luxury stores as compared to middle- and low-end ones shows who is coming out of the “Great Recession” doing pretty well and who is not. An article in the business section of the New York Times a […]
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